Canadian Dental Care Plan
Our office is a CDCP provider.
- Before scheduling you an appointment, we will need to validate your CDCP. coverage effective date
- Due to the complexity of the program, we cannot provide coverage details and information to you unless we have all your information.
- Once we confirm coverage, we will schedule an initial exam to determine your oral health care needs.
- Remember to bring your CDCP membership card when you come for your appointment.
THE CDCP DOES NOT COVER THE FULL COST OF YOUR CARE
- Our office follows the current Ontario Dental Association Standard Fee Guide. 100% of the CDCP fee DOES NOT EQUAL 100% of the current ODA fee guide.
- Before each appointment, we can provide you an estimated amount, not covered by the CDCP, that you will be responsible for paying
- You will be expected to pay this portion at the time services are provided
The following is some basic information for questions you may have about the program.
For more detailed, up-to-date information please visit: Canadian Dental Care Plan - Canada.ca
Who is eligible for the CDCP?
To qualify for the CDCP, a patient must:
■ Not have access to dental insurance;
■ Have an adjusted family net income of less than $90,000;
■ Be a Canadian resident for tax purposes; and
■ Have filed their tax return in the previous year.
The federal government has committed to rolling out the CDCP coverage in stages.
- Starting in mid-December 2023, letters were mailed to seniors aged 87 and above who may qualify, followed by those aged 77 to 86 in January 2024, then those aged 72 to 76 in February 2024 and those aged 70 to 71 in March 2024. These letters include a personalized application code and instructions on how to apply.
- Seniors aged 65 to 69 may apply in May 2024.
- Children under age 18 may apply starting in June 2024, and
- all remaining eligible Canadian residents can apply starting in 2025.
What does dental insurance include?
Not having access to dental insurance is defined as:
■ No dental insurance through your employer or a family member’s employer benefits, including health and wellness accounts;
■ No dental insurance through your pension (previous employer) or a family member’s pension benefits;
■ No coverage through a professional or student organization; or
■ No dental insurance purchased by yourself or by a family member through a group plan from an insurance/benefits company.
NOTE: Any Canadian resident is still considered to have access to dental insurance if they choose to opt out of existing benefits, like those listed above.
Which procedures are covered by the CDCP?
■ Not all procedures will be covered by the CDCP, and each province will have its own CDCP fee grid created by Health Canada. Lists of covered services will be similar to the Non-Insured Health Benefits Program (NIHB) for First Nations and Inuit.
■ Examples of services that could be covered under the CDCP include the following:
- preventive services, including scaling (cleaning), polishing, sealants, and fluoride
- diagnostic services, including examinations and X-rays
- restorative services, including fillings
- endodontic services, including root canal treatments
- prosthodontic services, including complete and partial removable dentures
- periodontal services, including deep scaling
- oral surgery services, including extractions
How much will be covered by the CDCP?
- The CDCP fee grid is not the same as the provincial fee guide, and the fees will be less than those in each province’s fee guide.
- Family income levels will determine what percentage of coverage of the CDCP fee guide each patient will receive.
- Below $70,000 net income- eligible for 100% of CDCP fee. Patients may face additional charges as described below.
- $70,000 to $79,999 net income- eligible for 60% of CDCP fee. Patients may face additional charges as described below.
- $80,000 to $89,999 net income- eligible for 40% of CDCP fee. Patients may face additional charges as described below.
Should I cancel my appointment and wait for the CDCP?
We strongly recommend that you continue with your regularly scheduled appointments. If you cancel, you will have to deal with wait times, and we do not know what will be covered, so we are not sure if what you need done will be covered.”
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